Seeking guidance
What do you set the heat to at night? During the day? Thank you.
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Anyone else?
I just read this scripture quoted in a blog comment thread, alluding to. . .me. 2 Nephi 9:28 28 O that cunning plan of the evil one! O the vainness, and the frailties, and the foolishness of men! When they are learned they think they are wise, and they hearken not unto the counsel of God, for they set it aside, supposing they know of themselves, wherefore, their wisdom is foolishness and it profiteth them not. The context: I had suggested that Ezra Taft Benson's political views as expressed in 1968 before he was the prophet were not the official political views of the church, and shouldn't be construed as such. It is actually not the first time this month that I've been told through scriptural references that I am a wicked person {my extrapolated take-away from the conversations}. I give up.
Another taboo topic: money
I don't have a lot of real visible or artistic talents, but one talent that has served me well is an ability to manage and organize money well. A few of my sisters-in-law have asked me how I do the family budget, so this is a straight up accounting of how I do the accounting. When we get a paycheck: 10% tithing right off the top Then, with the remainder (net minus tithing), I divy it up into percentages and put money into different "funds" -- that I keep track of in the back of my paycheck because I'm old school like that. Mortgage: I figure out the percentage it will take to cover my mortgage. Usually 29-30%. I think this percentage needs to stay under 35% of take-home after tithing. Baby steps: 20% goes to meeting financial goals a la Dave Ramsey's baby steps. This means that you focus on one thing at a time, leaving the rest so that your money is not so thinly spread and you can make visible progress. This presupposes that one has abandoned using credit, and i
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