So now that we're combining the plans, it just seems like it's getting super complicated. When we're retired and withdrawing this money, how will we pay tithing?
- keep track of the dollar amount that we've paid tithing on already....all the way until we're 65 and living on this money? (Where will I keep this information that I will be sure to find it in 30 years??) Then I could write one big tithing check on interest and matching funds, and then an annual check on additional interest.
- just give up on trying to keep track, switch tithing to net instead of gross, and pay tithing on everything when we pull it out down the road, meaning that we'll be double paying on some of it?
- pay less tithing this year equal to the amount that we've already paid on retirement contributions, then pay on net income in the future and plan on paying tithing on everything we withdraw when we're retired? This one doesn't feel quite right to me.
I'm genuinely perplexed about how to proceed. I know tithing is personal and up to the individual, but I would love to hear what has worked for you in this situation. Any ideas?